Other Personal Insurance

Other Personal Insurance

Castro Property & Commercial Insurance

Other Personal Insurance

ADDITIONAL COVERAGE FOR PEACE-OF-MIND LIVING

Castro Property & Commercial Insurance is committed to providing expert advice and quality insurance products that keep your future protected. From keeping your identity and confidential information secure to insuring your personal items under an umbrella policy, we have the solutions you have been looking for should theft, an accident, or even a lawsuit ever occur.

Our additional Personal Insurance products include:

  • Identity Theft
  • Personal Umbrella Insurance
  • Data Backup
Insurance specialists at Castro Property & Commercial Insurance are standing by to help you find and create the asset protection packages you deserve. Contact our agency today to get started.

We provide complete insurance solutions to clients near West Sacramento, Sacramento, Winters, Wilton, Elk Grove, and Woodland.

Identity Theft

GET BACK TO BEING YOURSELF


Identity Theft has become the fastest growing white-collar crime in America. All it takes is your name, social security number, and date of birth, and a thief can apply for everything from a credit card or a bank loan to even an insurance policy. Having your identity stolen damages your sense of security, but the real hardship may be how difficult, time-consuming, and expensive it can be to restore your credit and get your life back on track.


Identity Theft coverage from Castro Property & Commercial Insurance is a simple and affordable way to protect you and your family from this growing threat. By adding ID coverage to your current Homeowners, Condo, or Renters Insurance policy, you will receive invaluable tools to help cover the costs and expenses of restoring your identity.


Included in a policy with Identity Theft protection are expenses associated with:


  • Attorney Fees
  • Costs of Certified Mail
  • Loan Re-Application Fees
  • Costs of Long Distance Phone Calls
  • Reimbursement for Lost Income
  • Costs of Executing Affidavits

OUR GOAL IS TO SECURE YOUR IDENTITY


In addition to helping you get your finances back in line, Castro Property & Commercial Insurance also offers some of the best service in the industry, with round-the-clock assistance from experienced professionals. Our Identity Fraud experts will work with you one-on-one to quickly assess your situation and take action to:


  • Stop further damage to your credit by contacting major credit bureaus
  • Make all required phone calls to creditors, banks, and agencies with whom you do business
  • Assist in replacing valuable documents like your driver’s license, passport, or social security card
  • Provide an emergency cash advance if theft occurs while away from home*

Having your identity stolen is frustrating enough. Having to recover and restore your credit and finances should not have to be. Talk with a specialist at Castro Property & Commercial Insurance to learn how Identity Theft coverage can help save you time, money, and a whole lot of pain.


*Restrictions and limits apply

Personal Umbrella Insurance

BE READY FOR ANYTHING AND EVERYTHING


Personal Umbrella Liability is one of the most commonly overlooked policies, but in the case of a catastrophic financial event, it could be the best line of defense you will ever have. If you are involved in a major auto accident or if someone gets injured on your property, you could be sued for damages well beyond the liability coverage provided by your Home and Auto Insurance policies.


In such a critical situation, having Personal Umbrella Insurance from Castro Property & Commercial Insurance will protect your home, car, future wages, and all of your priceless assets from being used to pay for the expenses.


COVERAGE THAT KEEPS YOU PROTECTED


Your Umbrella Liability policy from Castro Property & Commercial Insurance works to give you additional protection when damages exceed the liability coverage of your standard policies. It also offers extra security for many situations that may not be included in your basic insurance.


Personal Umbrella insurance can be applied to events such as:


  • Car Accidents
  • Accidental injuries on your property
  • Accidents involving your boat, ATV, or other recreational vehicle
  • Golf Course Injuries
  • Defense fees and other legal costs
  • Personal Injury Coverage for claims of libel, slander, and more

At Castro Property & Commercial Insurance, we are committed to the safety and security of you and your family, which is why we will work with you to create a perfect policy that protects all of your interests. Since Personal Umbrella Insurance will vary depending on your individual coverage needs, it’s important to discuss your options with one of our insurance specialists before making a decision.

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